Highlights:

• Delivering age won’t apply to the credit reports, credit history otherwise fico scores
• One spouse’s bad credit won’t affect the most other partner — if you don’t as you apply for financing otherwise unlock a shared account
• Married couples needn’t sign up for credit together

Engaged and getting married means combining the lifestyle – and will imply merging your bank account. But you can find misunderstandings about getting married and how it might impact credit history and you will credit scores – or perhaps not.

“No body said that talking about borrowing from the bank models, credit card debt, finances, later years account, and you can offers are personal. However it is essential,” said Zehra Mehdi-Barlas, manager from advertising having Around the world Individual Choice during the Equifax. Continue reading →